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Property Description
Worried about higher interest rates? With an acceptable offer, the seller is open to a seller concession that may reduce your interest rate or be applied toward some of your closing costs. This is an opportunity to own a detached three-story home in charming Bordentown City, offering approximately 1, 840 square feet of living space along with rare off-street parking for up to four vehicles. The main portion of the home dates to the 1800s and still reflects much of the character found in older Bordentown City homes. A welcoming covered front porch, side porch, patio, deep backyard and two storage sheds add to the property, while the roof was replaced in 2024. Step inside and you are welcomed by original honey-toned pine flooring that continues through the living room, dining room and hallway. The living room offers plenty of natural light, while the dining room provides direct access to the side porch. The kitchen features maple cabinetry, granite countertops and maple hardwood flooring, with a door leading directly to the backyard and patio. One of the home’s more distinctive features is its staircase configuration. Two separate staircases connect the first and second floors, one toward the front of the home and another from the rear. The second floor includes three bedrooms and a full bath. From there, a circular staircase leads to the third floor, opening to the first of two bonus rooms, with a second separate bonus room providing even more flexible space. Another staircase continues to the floored walk-up attic, providing additional storage. An unfinished basement offers even more storage and utility space. Between the original flooring, multiple staircases, three finished levels, outdoor spaces and off-street parking for up to four vehicles, this is a home with a layout and character you simply do not find every day. The home is just a short walk from the shops and restaurants along Farnsworth Avenue. The location also provides convenient access to the River Line, Route 130, Route 206, I-295, I-195 and the New Jersey Turnpike.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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