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Property Description
Welcome to this spacious 5-bedroom, 2-bath home in the Victory Lakes community of Williamstown, offering a rare combination of indoor flexibility, outdoor space, and lake access. Set back from the road on a full acre, the property features a circular driveway, fenced backyard, and plenty of room to enjoy outdoor entertaining, recreation, gardening, or simply a little extra privacy. Inside, the home offers two generously sized levels of living, giving you options that are hard to find in a traditional layout. The lower level includes two bedrooms, a full bathroom, and a spacious family room with direct access to the backyard. Upstairs, you’ll find three additional bedrooms, another full bathroom, a comfortable living room, kitchen, and dining area. With a full bath and common living space on each floor, the layout lends itself beautifully to guests, extended family, work-from-home needs, recreation space, or simply creating separate areas for everyone to spread out. The home also features a newer HVAC system along with updated flooring, kitchen, bathrooms, and fixtures that give the interior a fresh, modern look while still offering plenty of space to make the home your own. With five bedrooms, two full living levels, an acre of land, lake access, and a flexible floor plan, this Victory Lakes home offers both the space and versatility to fit a wide range of lifestyles.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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